Req ID: 81523
Department: DSI Property / Health
Division: Australia Commercial
Location: Sydney
About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.

About the Role

The purpose of this role is to partner with Specialist Industries customers, Relationship Managers and Product Partners to complete thorough credit assessments.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role Type: Permanent
Role Location: Sydney
Work Hours: Full-time

What will your day look like?

This role is accountable for:
Demonstrate mastery of specialisation, skills and capabilities within the required domain experience of the role
Acting in the best interest of the customer and applying a customer-centric approach
Applying strong credit and industry portfolio analysis skills towards credit proposal recommendations
Managing compliance and assessing both new and existing transactions
Developing and maintaining a strong awareness of relevant industries, key trends, economic trends and market forces.
Collaborating with Relationship Managers, Product Partners and the broader credit team to structure deals.
Managing a portfolio of Specialised customers
Collaborating with Relationship Managers and Product Partners to provide customers with appropriate ANZ products and solutions
Adhering to Group Audit requirements, meeting QA and Audit compliance standards, and ensuring all matters raised are addressed in a timely and efficient manner
Working closely with lending services to minimise provisions
Building valued relationships with operations teams to build efficiencies and minimise non lending losses
What will you bring?

To grow and be successful in this role, you will ideally bring the following:

Industry experience: Current and ongoing understanding of industry trends. This includes in depth understanding of the drivers of the chosen industry, practical knowledge, market & competition factors, key customer success indicators, supplier/contract norms, credit approval drivers, and understanding of strategy application within the industry.
Customer solutioning: Supporting customers by understanding their needs and informing them about relevant products or services, and/ or providing considered options, that meet those needs.
Credit assessment and management: Assessing, advising, monitoring and/or approving a customer's credit worthiness, credit risk and suitable credit structuring options based on internal credit policies, guidelines, scoring models and/or applying judgement based on prior experience and knowledge.
Relationship management: building, maintaining and influencing relationships to achieve mutually beneficial outcomes.
Coaching: helping people move from where they are to where they want to be through the use of effective coaching techniques and strategies.
Portfolio management: Selection, prioritisation and management of a portfolio of work and/ or customers in line with its strategic objectives and capacity to deliver. The goal is to balance change initiatives and business-as-usual while optimising return on investment.
Business Analysis: Translating business requirements into solutions by understanding needs, feasibility and impact.
Compliance and Policy Management: Identifying and interpreting applicable laws, rules, codes and standards to create and/or manage policies, processes and procedures, including how these are organised, reviewed and communicated.

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.

. You can apply for this role by visiting ANZ Careers and searching for reference number 81523 .

Job Posting End Date

13/12/2024 , 11.59pm, (Melbourne Australia)